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Here’s a thought, retirement doesn’t mean the end- it doesn’t mean an end of self-importance or purpose, it just means a new chapter—a paradigm shift of what life is beyond long days, and meetings, and bosses.

Most people looking to implement a financial plan are making decisions with the long-term in mind. While what “long-term” means tend to vary depending on factors like age, individual and family goals, it’s safe to say most planners and their clients would agree that long-term is usually measured in years, not months.

For many Canadians, building true wealth might seem unobtainable, or even illusory considering that many people, who very recently were sitting on six and seven-figure RRSP’s and home equity values, now feel unprepared for retirement. The primary lesson learned from the recent financial crisis is that wealth can be fleeting.